Pay later and installments
In cooperation with Inbank, we offer “pay later” and instalment payment options. You can choose to pay next month (from €30), pay in three parts (from €75), or use instalments (from €100). Read more below to make an informed and responsible choice.
The solution is only available to Estonian residents, including those who have an Estonian personal ID code (e-ID).
Inbank pay later solutions
Inbank payment methods make getting the services you need even more convenient. Pay for your purchases only the next month or split the amount into 2 or 3 equal parts – easily and without any additional fees.
Select the most suitable solution from the following options:
Inbank pay next month:
- Pay 30 days after making the purchase
- For purchases €30 to €800
- €0 extra fees
Inbank split into parts:
- For purchases €75 to €2500
- Pay in 2 or 3 equal parts
- €0 extra fees
Why choose the Inbank payment method?
- Simple with no additional expenses – no interest, no contract fee, no monthly administration fee.
- It is a smart way to get all the services you need at once, without sacrificing choice. You will start paying only next month.
- Inbank pay later solutions are not instalment plans, but rather credit-free payment methods, which do not affect your credit score.
Using the Inbank payment method is easy! The purchase will be confirmed within a few seconds.
Inbank Financing
Inbank hire purchase is a flexible payment solution which gives you the ability to pay for the services in instalments. Inbank hire purchase allows you to split a large one-time expense into small monthly payments. Spread the purchase sum over up to 6 years. The first payment is due only a month later.
Advantages:
- A flexible solution for larger expenses
- You choose the instalment amount
- You choose the instalment period
- You choose the payment date
- Application decision in one minute
Financing terms:
- Amount €100 - €2500
- Period 6 - 72 months
- Down payment €0
- Interest rate 11,9%
- Contract fee €0
- Monthly administration fee 0,3%
Applying for an installment plan is simple:
- You can also pay for several products at once with the installment plan
- You can fill in the installment application here in the online store
- You can review and sign the agreement here in the online store
- Inbank will send you a monthly e-invoice
The interest rate of the Inbank hire purchase is 31,64% per year under the following example conditions: purchase amount 490 €, contract period 12 months, interest rate 11,9% from the purchase amount, down payment 0%, administration fee 0,3% per month, monthly installment 47,23 €, total credit cost 566,8 €.
The financial service is provided by AS Inbank Finance. Before signing the contract, we recommend that you familiarize yourself with the terms and conditions of the financial service, consult with a specialist.
